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Real Estate
Reply to "How much to expect to spend on a new house?"
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[quote=Anonymous]OP, obviously only you know how risk-tolerant you and your husband are. We've just gone through this process and are buying a place that we wouldn't be able to afford on one salary but is also $200k less than what the bank thinks we can afford. FWIW I wanted to go with a budget of about $100k more but DH was really uncomfortable, so we compromised. We also both did a bunch of number-crunching to figure out what life will be like with the new mortgage payment. It will be a stretch initially but not so much that we can never go on a vacation or eat in a restaurant. Those would have been deal-breakers for me and I think DH as well. One thing that was really important to me in this process was never to feel like either DH or I was being dragged into something one of us wasn't comfortable with. I didn't want either of us to wake up in a year or two and say, "you made me buy this house." We have worked hard to be on the same page throughout.[/quote]
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