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Money and Finances
Reply to "Financially maxed-out with young kids - did it get better for you?"
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[quote=Anonymous]I think to be maxing out your retirement in your early 30s is a great place to be. I'm not in your situation (we have 2 in daycare, but from reading your post things are not as tight for us), but I do think you are doing things right and that it will get easier. I expect to have more disposable income/savings once my DD starts school in September. We will still pay for aftercare and at some point will likely add some additional activities, but I do not expect it to compare to the cost of daycare for 2. My husband is pretty close to maxed in his career, but I have lots of room for growth. Do you have a emergency fund? Do you already save for college? If you don't have these, then I might suggest figuring out how to get them started - changing employers, additional credentials, second job. [/quote]
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