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Reply to "Horrible with money and really need help"
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[quote=Anonymous]Sorry to hear that.I love budgeting.I know where every penny goes. Write down your spending for 1 month starting tomorrow. Have your friends help you see where you spend too much money.Cut the spending,start investing.Start with Roth unless you have one.No adviser needed. I have another problem.There's nothing in stores worth buying-it's just stuff. Seems like you have not been interested in having money work for you.You can put it on auto-pilot and forget it. Mortgage,IRAs,emergency fund, then spend the rest.[/quote]
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