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[quote=Anonymous]You have to budget.I've done it for years, write down every dollar you spend.Also write down the interest you pay on those CC. I had 37k debt from divorce last year, now it's 16k with low interest rate.You have to stop spending now or it will be harder and will cost you more. What are you all buying? I've cut out all shopping.If you look in your closet, you probably have everything you need. No CA, fix the car and pay down the highest interest balance.He needs a card for emergencies? Give him one that's reaching the limit. Once again...what are you buying?The stuff is not going anywhere, they constantly make more of it.I do have a feeling that the shopping bug is partly to blame. Cutting out all the extra spending/shopping will take time, so start now. I remember buying $70 dress I didn't wear 'til 4 years later while having near 40k credit card debt.WTH Good luck, you can do it, start tracking your spending.[/quote]
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