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[quote=Anonymous]Thanks for the quick replies. I am a stay at home Mom. I've started looking for work in my field. I never use the credit card but DH does. I've asked him to hand it over but he wants to keep it for emergencies. We spend the most money on food (groceries and eating out). We've stopped eating out and I've started sticking to a strict grocery budget. Beyond that we're on a spending freeze. But DH is going to CA, for him it's a non-negotiable. We could consider canceling our gym membership but my health and sanity greatly depend on my gym and their awesome childcare. :) For both of us, we are mindless spenders on the little things. Trips to Target are the worst. For DH he is always buying food while at work. The little things add up.[/quote]
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