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[quote=Anonymous]do dave ramsey's babysteps. Also do what Michelle singletary says, and have at least 3 month (more like 6-8 months) living expenses, and then a "life happens" fund of like $2k for car repairs, appliance break downs, etc. THEN double up on credit card debt. It just means both of you cutting back. Can't be flying to California for a wedding right now.[/quote]
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