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[quote=Anonymous]If you have basic, which is 1x your salary, plus a roundup, you can only increase it by a factor of one per each life event. So after you have the baby, you can increase it to 2x your salary. Regardless, the maximum is less than $1 million. I think the max is 5x your salary. So I would increase it, but keep your current insurance. As to the cost, there is a calculator on the OPM website. When I started my job HR did not accurately explain FEGLI coverage, so, like you, I elected basic coverage, since they told me I could increase it with a life event. What they failed to explain was that I could not increase it to the maximum with a life event. So now I have to wait until there is an open season, which has not happened in many years. I have no other coverage; long story.[/quote]
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