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[quote=Anonymous]Can any feds help me with FEGLI? My HR office is useless and my brain is fried. I am 33 and currently have basic coverage. I am going to have a baby in 7 weeks and want to increase my coverage to $1M at that life event. My current salary is $104K. Here are the new rates and the 3 options http://www.opm.gov/retirement-services/calculators/fegli-calculator/ Can anyone help me figure out what I should select and how much it will cost me in premiums? We currently have a private policy in which I pay $102 month for life insurance and disability insurance. Will the FEGLI cost me more? (I know FEGLI doesnt cover disability) but the life insurance was approx $50 for $750K. Are there any other good reasons for getting FEGLI and dropping the private insurance? I plan to stay with the feds for a long time (hopefully forever). Thanks![/quote]
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