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Reply to "First time home buying q"
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[quote=Anonymous]You can pretty easily figure out what your taxes will be. Look at the tax assessments on an MLS site for several homes in your county and price range. I'm in Arlington, and taxes on homes in my range were generally in the $5,500/year range, so I just divided that by 12, added it to my monthly payments and estimated what the insurance might be for a property. (I knew what I was paying for a home worth about half as much so I doubled that number.) In deciding what I could afford, I started with my previous mortgage and added on what I could comfortably handle each month. i assume you have housing costs now - start from there. (and assume higher utilities if you're moving from a condo to a house.)[/quote]
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