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Reply to "WWYD with $20K in person savings account"
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[quote=Anonymous]For the past four years I have been either pregnant or nursing and am now weaning my second child. During this time I have socked away in my personal savings account $20,000. I have a 401(K) and a Roth IRA (so can't contribute any more?), we will have a 529 for each kid funded jointly and while I'd love a new mini-van, that purchase needs joint approval and funding. I am risk adverse, and in case you haven't noticed, just treading water with my life, so I don't want to play the stock market. I'd like to set up some savings something to keep putting money into it and have if we ever retire. I do work part-time, and we have his/hers/ours accounts. I need something simple to manage (hopefully not at all?) and that I can keep money into. Ideas? TIA.[/quote]
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