Reply to Trying to get over the over priced house we just bought

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[quote=Anonymous][quote=Anonymous]We offered the asking price without any closing credit. I think we paid around $30k more than suppose to be, the townhouse was $320k. 
We love the house and location, and during this crazy market, we rushed and made an other in a way that intended to win this house. 
(We lost a few bid on other locations)

Now kind of regret that we should have at least ask for closing credit.

Just trying to get over it, but my heart still hearts because that's a lot of money to me.

[/quote]

At this point, the best way is to try to look at things from another perspective.  If you had bid $5000 less or asked for 3% help in closing costs (about $10K) and then LOST the house to some other bidder who bid $1000 less than you won the house for, would you have been happy to lose the house and have to keep househunting possibly not finding another good option this season?

You bid what you felt you needed to win the house against multiple offers, which you admit that you've lost in the past.  The fact that you won a house that you love in the location that you love for a price that you felt was worth it, should leave you feeling that you did good.  Believe me, having been in the opposite camp of losing a house and then thinking, "But we could have afforded to pay $5K more" or "We didn't really need the closing help, why did we ask for it?!?" is equally depressing.  I understand that you don't want to feel that you overpaid, but if you think of it as you paid something that you were comfortable paying and won the house that you wanted, in the end, it should be more satisfying that continuing to lose bids.[/quote]

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