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Reply to "Refinancing while "under water""
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[quote=Anonymous]Yeah, unless Freddie or Fannie own your mortgage, you're pretty much SOL. the banks did have a settlement with the govt that required them to modify loans for those who are under water but current. You can ask them about the national mortgage settlement http://homeloanhelp.bankofamerica.com/en/principal-reduction-announcement.html They should be able to see if your eligible. My inlaws weren't and I forget why but its worth asking. Also go into your local office and see what they can do for you. [/quote]
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