Reply to is it worth it to buy a house?

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[quote=Anonymous][quote=Anonymous]OP here. We wouldn't buy a condo. Jusy want a SFH in a specific neighborhood. Sometimes I wonder, why do people even buy houses? It seems so much more expensive/a hassle when you add in all the hidden costs. [/quote]

We're DINKS, and we have owned for the last 10 years (different houses, moved a couple times).

The main reason is dogs.  We like dogs.  We didn't want size limitations.  And we wanted a yard for the dogs.

We also wanted to be able to modify the house in the way we wanted.

Yes, it's a lot of extra maintenance, but it's been worth it to us, because we love our dogs.  And an apartment wouldn't have worked.

If I weren't an animal person, I probably never would've bought a house.

I will say that there are conveniences that come with a house that I do enjoy.  I don't think I could ever go back to sharing walls with other people.  It never bothered me while I rented, but after having a SFH, I couldn't go back.  I realize how liberating it is that I don't have to worry about playing music late at night (inside, of course), et cetera.

And I also really love having my own space to do laundry.  Of course, that's partly because when I rented, I never had my own washer/dryer.  I'm sure plenty of people who rent have those.

And the one other thing I like that I never thought I'd care about is being able to plant things in my yard.  I've never even been much into gardening, but when I first bought a house, I realized how lovely it was to plant things in the ground (not just a planter) in your own space and watch it grow over time.  The hardest part about selling my first house was saying goodbye to my little garden.

That's not to say there aren't headaches associated with homeownership.  Everything has tradeoffs.  So you really have to kind of sketch out a vision of what you want your day-to-day living situation to look like and identify what things are important to you.  I'm a bit of a home body, so being able to alter my own space means a lot to me.  However, if I were the type of person who likes to constantly be on the go, then renting would probably make more sense.

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