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Reply to "Strong financial package"
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[quote=Anonymous][quote=Anonymous][quote=cb21]For earnest deposit, the seller will look at the size but only up to a point. On a $900k house you'll have to put at least $15k or $20k. More than that doesn't really convey any stronger message -- if the deal goes sour this deposit is at risk, but with a $50k deposit or so it's unlikely the seller will get to keep the whole amount and they know it. Higher downpayment of course shows that you are financially stable and not someone who is stretching.[/quote] I would never accept a $15k deposit on a $900k house. [/quote] Can I ask why not? On a side note - do all these people putting $50-100K in earnest money just keep this money in their checking accounts while looking? We have the money, but do not have it ready and waiting to write a check on when we have to make an offer 24 hours after seeing a house in this market. What do other people do?[/quote]
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