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Reply to "Car loan, good or bad?"
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[quote=Anonymous][quote=Anonymous]Just curious what others think... I bought a car last fall and got their 0.9% financing (even thought I didn't need it, the rate was seductive). I have about 20k financed, although I could easily pay this off. I have about 40k uninvested, and have no imminent plans for it. Does it make sense to keep a loan like this, since the interest is so low? It's not like the interest is tax-deductible. Thanks.[/quote] In theory you can get a better return investing your cash elsewhere (and that would be true the last few months, certainly). Under 1% is cheap money. So, yeah, the loan is worth it.[/quote]
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