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[quote=Anonymous]20:41 I use YNAB and love it, so much more than Mint. It has changed my mindset about spending in a profound way. Best of all, every major non-monthly bill I have is accounted for and funded. It has taken SO much stress and worry from my life. It's work, especially because I choose not to just download and sync transaction from my bank. I enter purchases and payments as I go so that I can see on my iPhone that, yes, I've got $60 left in my restaurant fund this month, or, no, I'm not gonna buy that delicious looking pie on sale b/c I've already overspent in my junk food/splurge category. Keeps me so cognizant of all those little $15-30 purchases I'd make thoughtlessly that would add up to hundreds and hundreds each month![/quote]
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