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Money and Finances
Reply to "cash flow strategy"
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[quote=Anonymous]We have a bit of a cash-flow crunch right now. Owe too much on ccs. But nearing the end of car payments. Interest rates are basically the same. I know this sounds a bit contradictory but if I suddenly had an extra $1,000 in my budget for a couple of months (like a windfall from a project) and wanted to fix the cash flow crunch for the longer term, would you: Pay off the car loan (balance of about $6,000 left) to free up $500 a month, or chop at the credit cards? Interest rates on the ccs are actually a point or so lower than the car loan. [/quote]
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