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Reply to "Just received a collection notice - insurance lapse that is over 10 years old "
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[quote=Anonymous]OP here. Just got the notice in today's mail, final notice date 3/18. It's the first notice i've received!, and it's already sent to "Central Collection Unit", State of Maryland (Sounds like a Jack Bauer department for deadbeats). I called my former insurance company, it took them a long, long time to backtrack the info & locate my old account. According to them, I closed the account in April 2003. This claim is from Sept 2003-Nov 2004. I know I did not have the car at that time. I don't know how to prove it. I do not have my old account number/info, or even the lender info from the vehicle. What a PITA! I'm really wondering if they have grounds to come after me.[/quote]
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