Reply to SAHM vs. WOHM, the cost difference is $16,500 help me decide

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Reply to "SAHM vs. WOHM, the cost difference is $16,500 help me decide"

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[quote=Anonymous][quote=Anonymous]So my husband and I crunched some numbers last night.

Assuming that I find home daycare in North Arlington for $325/week, I will make about $16,500 take home pay at my current job.  This includes all the tax changes that will occur and health benefits.  It does not include my company's 401K matching.  I'm guessing that might be a 4K/year benefit.

I worry about:
1. relying on one income, even though DH's job is very stable and company is well managed
2. not being able to get back in the work force if I want/need to - and if i do, having a worse job than i do now(I'm 29.)  Current job is fine, not great, not bad - just a good job.
3. going nuts being at home 24/7 talking baby talk (i know a few batty SAHMs)
4. All the things I should be worrying about but I can think about right now.

Financially we would be okay, though our retirement savings would decrease.
[/quote]

My husband and I are trying to make the same decision right now.  I am pregnant with my second and working full time, but I'm not sure I will continue to do so after this one is born.  My plan is that I will take my maternity leave (4 months) and come back to work to see if it works for our family.  I would like to try to balance two kids plus work before I decide if I want to be a SAHM.  If I feel overwhelmed or unhappy I am ready to quit my job.

Are you pregnant with your first child right now?  If so, is it possible for you to go back to work after maternity leave to figure out if it works for your family?  I don't think there is a right answer to these type of situations.  No matter what you decide its perfectly normal to wonder what it would be like if you made a different decision.  [/quote]

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