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Money and Finances
Reply to "Getting Spouse on Board to Save More Money"
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[quote=Anonymous]I'm in the same bind. What I hope will help this year is that we looked at the cumulative total we spent in interest last year, which is enough for two brand new bikes (his love). If we can kill the debt, we can recapture all that thrown away interest money. Two months in, he's getting better. A little. What REALLY helps is that we use You need A Budget software for budgeting. That gets us both to stop looking at our checking account balance (which includes budgeted funds for long term expenses like property tax and car insurance) but instead look at our monthly category balances for restaurants, beverages, entertainment, etc. yNAB has iPhone apps that sync with out main budget, so er can see all this on the go.[/quote]
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