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Reply to "Is putting $$ into retirement (not college funds) wise for older parents? "
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[quote=Anonymous]It is very tempting to spend money on the kids college fund. But if you do not take care of yourself, you will be a burden to them. You can borrow for college, but you can't borrow for retirement. If you get much richer in retirement than you thought, you can always help pay off the kids student loans. I know a couple of people who have done that. The kids are much more grateful when they understand how much harder it is to save and pay debts than when you just give them a whole college eduaction. They are not really in a positon to understand how much you sacrificed. I am only now undrstanding that about my parents --they could have just spent it on themselves. But they saved and taught us to save.[/quote]
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