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Reply to "Need advice on refinancing"
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[quote=Anonymous]The PenFed product is a case in point of the limitation. Read the small print: "Reimbursement of Closing Costs: If you pay this loan off and close the account earlier than the 36-month anniversary date of the loan closing, you will be obligated to pay PenFed a prorated amount of the closing cost credit received from PenFed. This amount will be added to any loan payoff amount requested prior to the 36 month anniversary date. The reimbursement amount will be prorated in equal amounts on a monthly basis." https://www.penfed.org/55-Adjustable-Rate-Mortgage/ Wells Fargo does the same thing.[/quote]
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