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Reply to "Vanguard 529 Plan?"
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[quote=Anonymous][quote=Anonymous]We decided to forgo the tax benefits of the DC plan in favor of a Vanguard plan because it had lower costs and higher returns. We probably could have done even better by putting the money in the DC plan, keeping it there for two years, and then moving it to Vanguard, but that seemed like a hassle. (Tax recapture laws vary from state to state, so this may not be an option in MD.)[/quote] For us, the initial year's tax savings didn't out weigh the long years of higher fees. We went with Vanguard.[/quote]
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