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Reply to "should we pay off this loan?"
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[quote=Anonymous]We have 35k in a savings account as an emergency fund and about the same amount in student loans with a low interest rate (~2%). One of them was originally 40k but is now only 15k, but due to a term of the agreement our monthly payments are the same as they were before it was paid off. If we pay off that loan entirely, we'll have $200/mo. more in disposable income. I'm not sure if we should -- the extra cash would help, but I just left my job to SAH and we're more fragile on one income. Monthly expenses around $5-6k. Should we pay this off?[/quote]
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