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Reply to "Has anyone successfully negotiated down credit card APR? Tips?"
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[quote=Anonymous]Credit card companies make their money from you paying bit by bit, with their little fees tacked on. They dont like it when you dont accrue APR charges and they cant make money from you. They make money from merchant transaction fees but primarily from your interest rate. Threatening to move a balance that could accrue interest will get the attention of a financial institution that values your dollar. Not sure how easy it will be now with all the new restrictions and tight lending practices that are in place but its possible.[/quote]
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