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Reply to "Has anyone successfully negotiated down credit card APR? Tips?"
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[quote=Anonymous]I did not have luck with that. During the recession I had a few late payments and they jacked up all three of my cards to 30%. So that of course spiraled out of control. I then went to a company called Greenpath and they negotiated my APR's down to 1% each. BUT, if you go that route you can no longer use credit cards while you pay off the cards. It's more of a pay off your debt program where they try and minimize your expenses. Everyone told me the CC's would negotiate the APR with me. They wouldn't help me to save my life.[/quote]
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