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Reply to "if you bought with zero down during the boom..."
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[quote=Anonymous]Bought a condo with zero down in downtown in 2004, refied to a fixed (bad call but I'm risk averse) in 2005 and got a few thousand out. Could refi for a while, but we now have about $150k equity between payments, overpayments on our second and increased value and are refiing to a 15 year. We used an available tool, we didn't overextend as we were pressured to do.[/quote]
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