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Reply to "How do you pay for a "big ticket" item?"
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[quote=Anonymous]I know this seems like a very naive question, but here goes. We pretty much "zero" our pay checks, so that we have a bunch going to savings (mostly mutual funds) after maxing out our retirement funds, and generally leave enough for planned expenses + a little extra. This year we'd like to do some work on our backyard. My husband isn't really comfortable pulling money out of the mutual funds to do this, but my thought is that this is what it is for (plus as a supplement to retirement, of course). I guess this could also be considered our "emergency fund"- there is probably about $175K in there. So I was just curious- how do others budget these big ticket expenses? [/quote]
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