Reply to s/o if parents have offered you inheritance early...

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[quote=Anonymous]OP here... thanks all.  
-My parents can definitely afford to gift us "something" and would never, ever part with more than they were comfortable with.  They are very financially conservative, which is how they are so comfortable in their golden years after scrimping and saving and making do.  So that's not a concern.  If they said, "we're comfortable handing you $x" I have every reason to assume they will NEVER miss it.
-The "strings attached" is where it gets sticky.  They know that we would use it to move.  Due to various other factors, we would almost certainly wind up moving a bit closer to them (they are within a day's drive).  We would love to at least have a pull out couch where we could host guests.  Actually, that would be ideal - works, but you have to REALLY want to be there  :D  So those items are actually in line with our own priorities.
-I worry, perhaps unnecessarily, that the $ will imply that my parents (think they) get a say in exactly where we live, or picking one particular house over another, etc.  It's the details.  I don't really need them or anyone else worrying themselves with EXACTLY how much we paid or what interest rate we got or what rent we're getting for our current shoebox.  I guess at that point the game is over and I can just evade... they can't take it back, right?
-I would be very surprised if they needed financial assistance in their old age, but I would not be against providing it (assuming deadbeat sib is not in the picture, sigh).  They can't LIVE WITH us, but I would gladly pay for the very nicest retirement community we could afford  :)  And I'm not averse to seeing them more often - it's just that we're not super close, which is why I am hesitant to open this can of worms.

We moved when I was very young and my parents poured every cent into the new house.  In the end they did not have the $$ to add the deck or get screens for the windows... something like that.  They figured, we'll save up and do it in a couple years.  Apparently my grandfather basically forced a check into my mother's hands and said, "I want to come over and have dinner on the back deck and enjoy time with my grandkids.  Get off your high horse and take the @#$% money!"  So there is family precedent.  Maybe we are overthinking it.

Gah... and then we'll take the money, move, and have trouble TTC #2.  It will become, "Hey, where's the grandkid we bought this house for?"  haha[/quote]

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