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Reply to "Very small pension, how to handle"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Does it have a survivor benefit? And does that matter?[/quote] That’s one of the options, but my spouse would likely not need it (older than me) I would take the single life annuity option with no beneficiary[/quote] Not sure if that's a good idea OP. I assume you are aware your spouse has to consent to that and even if they do, life is unpredictable. [/quote] Thanks, that’s a good point. DH keeps saying he wouldn’t need anything additional but you’re right about the unpredictable nature of life. That’s my other concern actually. The pension is from a small hospital system (way way back when they had great benefits) and though they do have a good bond rating I wonder about the security of the $$ down the road. [/quote]
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