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[quote=Anonymous]I’m retiring soon and most of our savings are I 401k, brokerage account, Roth, etc. I do have a very small pension from one of my first jobs. Trying to decide between taking lump sum (<100,000 k) vs small monthly payments annuitized for life. If I live to 100 (who knows?!) and take the monthly payments, I calculated that over my lifetime the amount will be ~3 x the current value. I’m considering rolling it into my Roth IRA and taking the tax hit just so I can invest it independently. Any thoughts about best thing to do? [/quote]
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