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Reply to "Late 40s. We have about 3.5X our gross HHI saved. Is that ok?"
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[quote=Anonymous]I don't think the metric of multiples of income is very useful. Our income has tripled in the last five years, and there is no way we could have kept up with retirement savings if using the multiples metric. We won't need anywhere near 6x-10x this income in retirement. I would estimate spending in retirement and then see how close you are to that being 3% of your portfolio. We have about 4X our current income, but are absolutely on track (late 40s). I also use FireCalc to model scenarios, which I find much more useful. [/quote]
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