Reply to What to do with a FTL sibling when parent pass?

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[quote=Anonymous]I've seen a few posts about ftl children in their 20s, but does anyone have a ftl sibling over 50? If they live with or off of a parent and there is no money tree in the backyard what happens when the parent(s) passes? 
DH's brother currently lives with their mother. Father passed 3 years ago. She is in ill health. He has no income, no job since c. 2010 and the one he had wasn't the kind that offered a 401k. What happens when shen she dies? Whatever monthly income from retirement and ss is done and his cut of any remaining savings is it. They are not the type to sit down and talk and plan and confront. I'm horrified at the thought of a man child 11 years older than I am, who has chosen to live like a carefree middle of the pack high schooler becoming our responsibility because he knows nothing else. 
To give you the rundown, FTL-in-law:
-is the middle of 3. Oldest is a "jr" and considered the superstar child, but all that glitters is not gold. He was always on a get rich quick scheme. None ever worked, not even close. Also, I noticed pretty quickly after first meeting him that nothing was ever his fault in business or in life and he was very gossipy and judgy, something that his parents never noticed or admitted out loud. We recently found out over the years he has "borrowed" $ from his parents/mom a number of times and never paid any of it back. DH has always been disgusted the oldest bro was considered the bees knees (and imo a fraud) and ftl bro was coddled mercilessly and his parents made excuses for both of them. DH was pretty independent from a young age, has never borrowed money and held solid, legit jobs his entire life.
-has not been diagnosed with anything that prohibited him from working or living as an independent adult or being around people (he has friends and socializes), meaning he saw many doctors for many things over the years and not one has declared him with any condition or issue other than being a spoiled manbaby.
-never lacked companionship. Ladies, is it that bad out there that a jobless man who lives with his mom and her cats and has no money and a child he didn't raise nor saw = ideal boyfriend? The kicker is his gf's have had jobs and their own place and some had children! They know he does nothing or has nothing yet he had the upper hand. One from years ago even reached out to us ask what he was up to lately!
I've been told I have no poker face and was constantly asked if I was feeling okay or what was wrong whenever I saw the family and especially the girlfriend dynamic.

All that and so much more, but has anyone planned for a FTL sibling once whomever is funding them cannot anymore?[/quote]

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