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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]You have $15 million, are paying an adviser $30k or whatever a year to give you advice and you are relying on AI and this message for a second opinion?

The real answer is there is no “right” asset allocation for you. You need to understand your goals and preferences and asking anonymous strangers or AI isn’t going to help you [/quote]

I am not interested in whether or not I should be asking strangers for opinions. Your opinion in this matter is useless to me and I knew I would get at least one of these. What's the point of an anonymous forum if you are going to be criticized for asking for opinions. 
[/quote]

That was actually good advice if you read it carefully instead of getting your back up.

Your post is the equivalent of saying “should I eat an apple or something else?” Or “Chat says I should visit Portugal for summer vacation, what do you think think?”

Except you have professionals who are paid lots of money to talk to you and understand where you are coming from and instead you come here and provide virtually no information and ask for advice.

Probably you’ll get people weighing in anyway but I’m not sure what the point is— seems like a waste of everyone’s time. [/quote]

I agree. While the PP might have been slightly blunt, their response was good. There is no correct asset allocation, there is a correct asset allocation for you though.

OP, I feel your reply was harsh if not rude. I think you should try and understand what your needs and wants will be in retirement and go from there. Start by determining what your yearly expenses will be as well as how much your yearly spending will be. That will help drive what you need. Also, you need to decide what you’d be comfortable with as an asset allocation. [/quote]

OP here. I don’t think it is rude considering the pompous tone of the response. [/quote]

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