Reply to Go back to work, or wait another 2 years?

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[quote=Anonymous]There are also often good perks, benefits that help.  Between pre-tax savings from 401K (retirement), FHSA (flexible health spending accounts), FESA (flexible education spending account, e.g. your daycare/child care up to $5K can be paid via pre-tax dollars which you won't be paying tax on), and a host of other possible benefits that may be an improvement over what your husband's company offers, it may end up being more than $10K.  Both my wife and I are employed and we use a mix of benefits from both jobs, based on which benefit covers more or provides benefits more appropriate for our family.  We do save money over what we would be paying if we only went with one benefit package plan from one employer.  Another issue is that the extra two years will also help with your SS benefits when you retire (the more you work and put into the SS system, the bigger your benefits will be when you retire).  So, two years isn't that much, but it will affect you slightly at a time when you'll want that slightly higher benefit check.  Just a few more points to weigh.[/quote]

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