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[quote=Anonymous]I think the young adult needs to find a therapist who can help them move forward and who is in touch with the prescribing doctor.  A chemical imbalance may not be something one gets over, but rather learns to manage.  It does not mean one is a failure, but it can be hard to diagnose since in many cases it surfaces in undergrad or graduate years where the new pressures hit and the transitions of life are hard.
Our oldest probably had four instances of pulling out or not knowing if one would get it together to complete a graduate program over a 7 year period.  Educational performance was maintained which definitely gave her opportunities, but the strain on sibling relations and us her parents were real.

At a certain point we told her she had to stay 
where she was in grad school to get services there because we could not afford private pay if she can back.  Back then health insurance 
did not go to 26 so we did COBRA to age 24
I think. Today, with poor job market for college grads, for one with mental health, I would suggest keeping them in family insurance to help them stable given the unknown job scene.  It may be possible to have coverage via COBRA till age 29 and in some cases necessary.  She stabilized in mid-20s and ha as had a full life either job, marriage, two children, but she has a good medical team to keep in balance.

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