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Reply to "Assisting a friend, who has ESRD and is on dialysis, navigate Medicare and private insurance benefits."
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[quote=Anonymous]Why would she buy insurance through the marketplace when she has Medicare? If her husband does not get a new job, she will become Medicare primary. I always thought that Medicare is only secondary after 65 if one’s spouse is working and you’re under their insurance. If someone over 65 is Medicare secondary, I assume either they’re still working or their spouse does. I have no idea what a 30 day coordination period is. I find those details confusing,[/quote]
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