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Reply to "Feeling uneasy about friend’s beneficiary designation"
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[quote=Anonymous][quote=Anonymous]Have you expressed these concerns to her? Asked her how she envisions her special needs kids being supported when she’s gone?[/quote] Yeah. She rationalized it by saying her kids will be fine with what she’s leaving them, and anyway they have their dad. from which the eldest daughter is estranged. I don’t think she’s accounting for things like inflation and the fact that it is much harder for young adults nowadays to get good jobs than it was when we were getting established. Add in special needs and it is going to be very very hard. I think It’s likely that 2 out of 3 of her kids will not launch well if at all and will need help well into adulthood.[/quote]
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