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Reply to "Ever file an appeal because of denial of coverage?"
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[quote=Anonymous]OP here. Insurance is Blue Cross PPO. My husband is adamant that we don't pay anything right now. Since it's gone to a collection agency, he reasons the gastro clinic has sold the debt to the agency (and the clinic doesn't expect to get anything from us anyway). The collection agency hopes to recoup their costs plus whatever they get from us, so it's no longer between us and the clinic. This is really a problem between the clinic and insurer. We are in our 50's and have never had anything go to a collection agency before and our credit is basically perfect. I just want to add my own letter to the pile going to the external review and wondering if anyone has done that. Otherwise they will just get the same info that the internal review board got.[/quote]
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