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Reply to "investment options for future gift to child"
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[quote=Anonymous]The problem with Utma / ugma is that they have access as soon as they turn 18 or 21. It's their money at that point and you'll have no say if they want to blow it on something dumb. Instead, keep it in your name until they need it. I would do a mix of stocks, maybe bonds, and some kind of cash equivalent. It all depends on how old your kids are. [/quote]
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