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[quote=Anonymous]In my fidelity 401k, the target date fund is 60/40 us/international. My preference is 80/20. There is an s&p 500 and an international mutual fund, but the standalone international fund has a significantly higher expense ratio than the target date fund. It’s 0.03% vs 0.45%. So to get international exposure I’m just doing 50/50 s&p 500 and target date 2065. This will have the intended effect right?[/quote]
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