Reply to DC Psychiatrist Falsely Represented That He Is Cash-Only OON

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[quote=Anonymous]I am a solo practice therapist and can understand the struggle to make ends meet by accepting insurance. Big companies negotiate to pay less than half the typical cash rate, meaning 100 or so instead of 250, minus all my overhead in licensure fees, continuing education, malpractice insurance, etc. Not to mention I spent years earning multiple advanced degrees. Teens are out here charging $100 for Algebra II tutoring and don't have to deal with any of the headaches therapists do. It's disheartening. Finding and filling one's practice with cash-pay clients outside of insurance is every provider's dream (and there are lots of scammy courses out there on how to do just that.) Having a balance of insurance clients and cash-pay clients is how many of us make ends meet.

HOWEVER

What your therapist did is absolutely unethical and, I suspect, illegal. If they are in-network with your insurance they cannot charge you the cash rate. It's already negotiated when a provider agrees to be paneled with an insurance, we are accepting their lower reimbursement rate. It finally caught up to them, obviously, but this is not a person to be trusted with your emotional well-being. They obviously were more concerned about their own financial well-being than yours.

I'm sorry this happened to you, OP.[/quote]

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