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Reply to "Any reason to stay with TIAA-Cref?"
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[quote=Anonymous]We stayed in TIAA. I have mixed feelings. The investments did fine. The advisors and staff are not all fiduciaries and have incentives to get you to bring in money, trade, annuitize. You have to specify with fiduciary that you want them to act as fiduciary during conversation. Some of the Trad accounts MUST be annuitized into a TPA to get anything beyond the RMD out and you can only get 10 percent a year out. Maybe it said that somewhere but we never caught on. It's employer contributions.[/quote]
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