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[quote=Anonymous]Spreadsheet. I've been tracking for 15 years now, and it's really cool to see year-over-year growth. I have columns for savings account, IBonds, 401k, IRAs, brokerage, 529 plans, kids' UTMAs, rental real estate, and rental real estate mortgage, personal real estate, and personal real estate mortgage. When I do my annual net worth, I have 1 column for just investment accounts - 401k, IRAs, brokerage, iBonds savings, and rental real estate, less the rental real estate mortgage), then a column that adds home equity, and then a column that adds 529 and UTMA balances. TI consider the first column my "networth" but having the second and third columns let's me remember I have more money for other purposes. I don't do any joint tracking - like my husband's retirement accounts, brokerage accounts, and even our joint checking account (which just covers our regular expenses) don't factor into my spreadsheet. We are pretty dysfunctional, so I just track what I can control and check in on his credit once in a while. [/quote]
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