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Reply to "term life insurance advice"
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[quote=Anonymous]Both my husband and I have 20 year term policies Things we considered in having 20 year term policies. 1. Our current age and expected years of employment prior to retirement. 1. We have a 15 year mortgage - the policy will cover the mortgage amount as necessary 2. At 20 years, our oldest 2 children will be out of high school. By this point in time, college is either funded or not. Child #3 will be in high school. 3. We have decent retirement savings already - this savings rate will continue to help cover costs after the term policy expires [/quote]
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