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Reply to "Medicare help: I need to lower my IRMAA"
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[quote=Anonymous]I turned 65 and happily applied for Medicare! I'm IN and felt positively European! I kept my husband's BCBS insurance because you can't have too much insurance, right? Well, many providers (mammogram, for example) used the BCBS as my primary insurance and Medicare was irrelevant. I regret signing up. And then I lost my job, and I've exhausted unemployment insurance. My income is $0.00. But Medicare is using my income from two years ago (why do they do that) so my IRMAA is over $700! I don't have that! I filed the required form (SSA-44) but the bills keep coming. Please help. I'm thinking of quitting Medicare but people say there are penalties. To think I wanted Medicare for all! [/quote]
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