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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]It's expensive to ret and we very easily could be going into a bad economic downturn. (Though who knows.) I would guess your DH is reacting to that. My DH and I are continuing to work as long as we can to more solidly secure our retirement for the unknowns to come. And we are older than you. I would not be happy if either of us lost our jobs right now if were in our 40s.[/quote]

But at what net worth and spousal income would you change your position? What if DH’s income was over $700k base, he was hard to fire without cause, and NW was mid- or high-seven figures? The biggest thing weighing to on me, after his change of heart, is that our youngest kid’s 529 plan isn't fully funded up to an Ivy, and I'm the only one who has cared enough to fund them so far. [/quote]

I think when you hit your 40s, the money thing really becomes real in a way that it wasn't before. At least in my case. And as we get closer to retirement, mentally I see how it is harder and harder to deal with the unknowns we might face when we no longer have a source of income other than what our investments generate. We have far exceeded our "number." But still, the more we have the more we see the uncertainty of the future.

Yes, I get that his is psychological. But most of dealing with money is psychological, unless one is like someone who I know who doesn't believe in worrying about money at all. They will deal with problems as they arise. Suddenly, however, as they are getting closer to retirement, potentially forced retirement, the idea that the money they have is all the money they will ever make is scary.

All to say that at your income and NW range, sometimes you see the advantages of continuing to "add to the pot" as they say.

FWIW, I would take a deep breath and look for another job, but enjoy your time while you aren't working. Just the exercise of looking while living solely on his income, might help him to relax into you not going back to work. Also, he might not like his job. And you not having a job makes it so that he has to keep his job. It is easier to stay in a stressful job if you believe you have an out than when you feel you are stuck.[/quote]

I get all of this, but he has to keep his job - he sends money to his parents, our mortgage that he wanted is based on his income, and he has expensive hobbies. There was never a world where my income could float us. My income is just the icing on the cake, and it funded my retirement and the kids’ college funds.  But your points and most other responses are all valid, and I'll start looking. Maybe part-time remote contract work is calling my name. [/quote]

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