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Reply to "Is there any reason NOT to refinance?"
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[quote=Anonymous]I would look for a no cost refi-- maybe check out Eagle Bank (in a no cost the bank gives you a credit to cover closing costs in exchange for you accepting a slightly higher interest than what you could get if you paid closing costs). The only reason ever not to refinance is that it starts your repayment clock again (so you will have 30 years more of payments, instead of 28) but that's not much of a concern at the beginning and even if it is you can take the savings on interest and make additional principal payments and the loan will be paid off around the same time anyway.[/quote]
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