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Relationship Discussion (non-explicit)
Reply to "Advice to people divorcing"
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[quote=Anonymous]Read everything you can on FEGLI. Legislation was passed to make an order to name the ex spouse as the permanent beneficiary enforceable, whereas in the military version (VGLI) it is not. Upon divorce, a former spouse immediately loses FEGLI coverage, and you must update your beneficiary designation. Divorce is a qualifying life event allowing you to change FEGLI coverage within 60 days. A court order (divorce decree) can mandate you to maintain coverage, and you may irrevocably assign your benefits to a former spouse. Key FEGLI and Divorce Considerations: Coverage Loss: Ex-spouses cannot remain covered as a family member under your enrollment once the divorce is final. Beneficiary Change: You must update your beneficiary designation. If a court order dictates a specific beneficiary, this must be followed. Irrevocable Assignment: You can assign your FEGLI coverage to a former spouse to comply with a court order using Form RI 76-10. This means you cannot change beneficiaries or cancel coverage later. Timeframe: You have 60 days after the divorce to change your FEGLI enrollment. Other Options: While FEGLI cannot be continued directly for a former spouse, they may look into converting to an individual policy or exploring FEHB "Spouse Equity" or Temporary Continuation of Coverage (TCC) if they meet the criteria. Contact your employing agency's Human Resources office or consult OPM's website for specific forms and procedures. [/quote]
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