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Reply to "What plans to make for 100% codependent mom"
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[quote=Anonymous]I think you have two priorities now. One is financial. You say they have "considerable savings," which doesn't really give an idea (and of course it's fine if you don't want to tell DCUM more about that. You need to talk to a CELA certified lawyer and work with a CSP or RICP (financial advisors). You want to plan for how to maximize assets and really understand what you have to work with, what choices you might need to make, and how to preserve options for the future. The second part is how will you manage mom's care. In your situation, a care manager might be the best solution if you can afford it. Everyone jumps to assisted living but that isn't always the best choice and it still leaves you with lots of very active management. It sounds like your ideal situation would meet her needs and allow you to focus more on spending time that you can with her rather than coping with care. These plans are always more fluid because you don't know what's going to happen. It may be best for mom to stay in familiar surroundings if you can afford the care. You will want to have a good understanding of the resources around you before something goes wrong (which it almost certainly will, no matter where she is, because that is just normal). It's good that you are starting to plan now rather than waiting for a crisis. [/quote]
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